Property Calculator — HMO

Use this calculator to estimate the profitability & sustainability of your next HMO.

The property costs £ and I'm expecting legal complexity.

The sourcing cost is £

Number of Bedrooms Number of Tenants

Other 3rd Party Fees

I'll spend £ on a refurb, which will last months.

I'll spend £ On Furnishing

The property will then be worth £ Estate Agent Fee %

I'll charge £ rent per month.

Statement for Cash Purchase
This 4 Bed investment with up to 8 Tenants will provide you with a gross rental yield of $1600 and an annual income of £9895.5 after costs. With an initial investment of £39810 you would expect to see an ROCE of 25% on capital employed. After refinancing, £-18560 equity will be created.

Key Property Indicators	Cash Purchase (BRRR as HMO)	Deposit & Mortgage
Purchase Price
Deposit
Stamp Duty (SDLT)
Legal Costs
Sourcing Fee
Other 3rd Party Fees
Refurb Costs
Refurb Contigency
Furnishing costs
Miscellaneous Costs
Estate Agent Fees
Total investment needed
End Value after Refurb

Mortgage Amount
Mortgage Amount after Refurb
Annual Mortgage Repayments

Income Gross Monthly Rent
Monthly Mortgage Repayments
Lettings management Fee
Insurance
Bills PCM
Net income after costs [Monthly]
Net income after costs [Annual]
Gross Rental Yield

Occupancy Break Even point
Monthly Return @ 1 room void

Capital Employed [i.e. Left in property]
Additional Released		N/A
ROI/ROCI (Annual net income/cash put in)
ROCE (Annual net income/cash left in)
Months til ROI
Profit Statement

Disclaimer: The figures generated are indicative and estimates only, based on UK averages and available research. The results and information should not be considered as financial advice. Users are advised to seek independent financial advice from suitable FCA representatives. This tool is designed for property investors and not appropriate for first time buyers.

Property Calculator — HMO

Use this calculator to estimate the profitability & sustainability of your next HMO.

Property Calculator - HMO